Learn About IVF & IUI Costs
As Georgia's first IVF treatment center, Reproductive Biology Associates (RBA) is committed to providing personalized and advanced fertility care to help you achieve your dream of parenthood. Our experienced team is here to guide you through every step of your fertility journey.
Understanding the costs associated with fertility treatment can be challenging, but at RBA, we prioritize transparency and comprehensive financial guidance. We aim to ensure you are well-informed about your options, making it easier to navigate the financial aspects of your care.
How much do IVF, IUI, and other fertility treatments cost?
The cost of fertility treatment varies from person to person depending on a wide range of factors, including recommended treatments, the amount of medication needed, if insurance covers any portion of the treatment, and more. Once a fertility treatment plan is established by your RBA physician, you will be set up for a one-on-one financial consult to review insurance coverage for treatment, individual treatment costs, financing options, and more. Our Financial Counselors will work closely with you to help you utilize your maximum insurance benefits.
Understanding IVF Costs
Several factors impact the costs of in vitro fertilization (IVF), making each patient's journey unique. The complexity of your specific fertility issues, the types of diagnostic tests required, and the treatment protocols recommended by your doctor all play significant roles in determining costs. For instance, the medications required for ovarian stimulation and egg retrieval can be a significant cost factor that fluctuates from person to person.
Each step of the IVF process, from initial consultations and testing to ovarian stimulation and egg retrieval to embryo transfer and follow-up care, involves distinct and often complex procedures, each with its own associated costs. Understanding these various elements can help patients better anticipate and plan for the financial aspects of their IVF journey.
Additionally, the number of IVF cycles needed, the use of advanced technologies like intracytoplasmic sperm injection (ICSI) or preimplantation genetic testing (PGT), and any necessary medications can further influence expenses. The costs associated with frozen embryo transfer (FET) cycles add another layer of expense, which includes thawing and preparing embryos for transfer. Moreover, the storage of frozen embryos incurs ongoing fees, contributing to the overall cost of treatment.
RBA is committed to being as transparent as possible with patients from the beginning, ensuring they have a clear understanding of the financial commitments involved in their fertility journey.
Understanding IUI Costs
The costs of intrauterine insemination (IUI) are influenced by several factors, making each treatment plan distinct. Key considerations include the specifics of your fertility issues, the number of IUI cycles required, and the types of medications prescribed to enhance ovulation. Additional costs may arise from diagnostic tests, monitoring, and the use of donor sperm if needed.
Understanding Egg Freezing Costs
Egg freezing typically costs between $8,000 and $10,000 per cycle, excluding medication, which can raise the total to $11,000 to $13,000. Additional expenses include annual storage fees of $700 to $900 and future costs for fertilization and embryo transfer. Insurance coverage varies, so out-of-pocket costs can be significant. At RBA, our financial counselors are available to help you navigate these expenses and explore your options.
| Fertility Treatment Costs | |
|---|---|
| IVF with PGT | $15k – $17k |
| IVF without PGT | $13.5k – $15.5k |
| Egg Freezing (Retrieval) with Medication | $11k – $13k |
| Egg Freezing (Retrieval) without Medication | $8k – $10k |
| Medications (depending on individual response) | $4k – $8k |
| FET | $4k – $5k |
Insurance Coverage & Fertility Care
In the state of Georgia, insurance coverage for fertility treatments varies widely. Some insurance plans may offer partial coverage for diagnostic testing, while others may cover a portion of the costs associated with treatments like IVF or IUI. It's important to check with your insurance provider to understand what is covered under your plan and any limitations or requirements that may apply.
At RBA, we participate with several insurance carriers, including:
- Aetna
- Blue Cross Blue Shield
- First Health
- Kaiser
- Progyny
- United Healthcare
Rest assured that our financial counselors can help navigate your insurance coverage. Learn more about insurance coverage for fertility care.
Explore Financial Solutions for Fertility Care
At RBA, we offer a number of solutions designed to help you navigate the financial aspects of your fertility journey, including:
- BUNDL Fertility – a program that combines multiple fertility treatment cycles into one discounted package with an upfront cost and shared-risk protection
- Fertility discount programs for active military patients and veterans
- Future Family – a fertility care loan program
- LendingClub Patient Solutions – a fertility financing program
- CapexMD – a fertility loan and financing program
The number of IVF cycles needed varies for each individual, often ranging from one to several cycles based on factors like age, fertility issues, and response to treatment. Most people require more than one cycle to achieve a successful pregnancy, which increases the overall cost due to repeated procedures, medications, and monitoring. Multicycle plans like BUNDL can help manage these expenses.
Advanced technologies such as intracytoplasmic sperm injection (ICSI), preimplantation genetic testing (PGT), and assisted hatching can increase the cost of fertility treatment. ICSI is used to inject a single sperm into an egg, often recommended for male infertility. PGT involves screening embryos for genetic disorders before implantation. Assisted hatching helps embryos implant in the uterus. While these technologies can improve success rates, they also add to the overall cost of treatment.
The cost of fertility medications can significantly impact the overall cost of IVF and IUI treatments. Medications stimulate the ovaries to produce multiple eggs, increasing the chances of successful fertilization. Estimating the cost of fertility medications is challenging because every patient's needs are different, and the required dosage can vary.
At RBA, we offer several fertility financing options to help our patients manage the costs of IUI, IVF, and more. After your treatment plan has been established, our financial counselors will explore all your options.
Fertility Care Costs FAQ
Questions About IVF & IUI Costs? Contact Us.
If you have any questions about costs, financing solutions, insurance coverage, or anything else regarding fertility, please contact us.
Contact Us